:root{
  --green:#155F4A;--deep:#0E3C2D;--soft:#EAF4EF;--orange:#E99B2E;
  --orange-soft:#FFF3DE;--paper:#F5F7F5;--white:#fff;--ink:#17241E;
  --ink2:#58665F;--muted:#74817A;--line:#DCE5E0;--blue:#40657F;
  --purple:#745888;--rose:#A44D3A;--rose-soft:#FFF1EC;
  --shadow:0 13px 34px rgba(17,61,47,.06);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;font-size:16px}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:'Lora',Georgia,serif;font-size:1rem;line-height:1.58;
  -webkit-font-smoothing:antialiased;
}
a{text-decoration:none;color:inherit}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
p,li{font-size:.94rem}
.msw-wrap{width:min(1240px,calc(100% - 30px));margin:auto}

/* HEADER */
.msw-header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.msw-stripe{height:4px;display:flex}.msw-stripe i{flex:1}
.msw-head{min-height:72px;display:flex;align-items:center;gap:1rem}
.msw-brand{color:var(--deep);font:700 1.12rem/1.1 'Poppins',sans-serif}
.msw-brand small{display:block;margin-top:.22rem;color:var(--muted);font:500 .78rem/1.2 'Poppins',sans-serif}
.msw-nav{margin-left:auto;display:flex;align-items:center;gap:.2rem}
.msw-nav a{padding:.55rem .62rem;border-radius:8px;color:#5D6D64;font:600 .9rem/1 'Poppins',sans-serif}
.msw-nav a:hover,.msw-nav a.active{background:var(--soft);color:var(--deep)}
.msw-avatar{width:36px;height:36px;margin-left:.3rem;border-radius:50%;display:grid;place-items:center;background:var(--green);color:#fff;font:700 .88rem/1 'Poppins',sans-serif}
.msw-menu-btn{display:none;margin-left:auto;border:0;background:transparent;color:var(--deep);font:700 .92rem/1 'Poppins',sans-serif}
.msw-mobile-nav{display:none;padding-bottom:.75rem}
.msw-mobile-nav.show{display:grid}
.msw-mobile-nav a{padding:.7rem 0;border-top:1px solid #EDF1EF;color:#506159;font:600 .92rem/1.2 'Poppins',sans-serif}

/* COMMON */
.msw-main{padding:1rem 0 2.2rem}
.msw-hero{padding:1.35rem 1.4rem;border-radius:16px;color:#fff;background:radial-gradient(circle at 90% 5%,rgba(233,155,46,.20),transparent 28%),linear-gradient(135deg,#0E3C2D,#17664F);box-shadow:var(--shadow)}
.msw-kicker{margin:0;color:#F6C97B;font:700 .78rem/1.2 'Poppins',sans-serif;text-transform:uppercase;letter-spacing:.11em}
.msw-hero h1{margin:.42rem 0 0;color:#fff;font:700 clamp(1.65rem,3.2vw,2.5rem)/1.12 'Poppins',sans-serif;letter-spacing:-.03em}
.msw-hero p{max-width:830px;margin:.62rem 0 0;color:#DDEBE5;font-size:1rem;line-height:1.6}

.msw-section{margin-top:.9rem;padding:1rem;border:1px solid var(--line);border-radius:14px;background:#fff;box-shadow:0 10px 26px rgba(15,53,41,.035)}
.msw-section-head{display:flex;justify-content:space-between;align-items:end;gap:1rem;margin-bottom:.8rem}
.msw-section-head h2{margin:0;color:#173F31;font:700 1.15rem/1.25 'Poppins',sans-serif}
.msw-section-head p{margin:.3rem 0 0;color:#68766F;font-size:.94rem}
.msw-small{color:var(--muted);font:500 .82rem/1.3 'Poppins',sans-serif}

.msw-btn{display:inline-flex;align-items:center;justify-content:center;min-height:42px;padding:.66rem .82rem;border:1px solid var(--green);border-radius:9px;background:var(--green);color:#fff;font:700 .88rem/1 'Poppins',sans-serif}
.msw-btn.light{background:#fff;color:var(--green);border-color:#CBDAD3}
.msw-btn.orange{background:var(--orange);border-color:var(--orange);color:#4C3107}
.msw-chip{display:inline-flex;padding:.34rem .5rem;border-radius:999px;background:var(--soft);color:var(--green);font:700 .78rem/1 'Poppins',sans-serif}
.msw-empty{padding:1.15rem;border:1px dashed #C7D6CF;border-radius:10px;background:#FAFCFB;color:#68766F;text-align:center;font-size:.94rem}
.msw-footer{padding:1rem 0 1.4rem;color:#7A8780;text-align:center;font:400 .84rem/1.55 'Poppins',sans-serif}
.msw-footer p{margin:.18rem 0;font-size:.84rem}.msw-footer a{color:#52665C}

/* HOME */
.home-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:.8rem}
.home-side{padding:1rem;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:var(--shadow)}
.home-side .eyebrow{color:var(--muted);font:700 .8rem/1.2 'Poppins',sans-serif;text-transform:uppercase}
.home-side h2{margin:.35rem 0 0;color:#234739;font:700 1.05rem/1.3 'Poppins',sans-serif}
.home-side p{margin:.3rem 0 0;color:#66766E;font-size:.94rem}
.home-next{margin-top:.7rem;padding:.72rem;border-radius:10px;background:var(--soft);border:1px solid #CFE3D9}
.home-next strong{display:block;color:#21493A;font:700 .98rem/1.35 'Poppins',sans-serif}
.home-next span{display:block;margin-top:.18rem;color:#62736B;font-size:.86rem}
.home-next a{display:inline-flex;margin-top:.45rem;color:var(--green);font:700 .86rem/1.2 'Poppins',sans-serif}

.action-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:.6rem}
.action{min-height:190px;padding:.82rem;border:1px solid var(--line);border-radius:12px;background:#fff;transition:.16s}
.action:hover{transform:translateY(-2px);box-shadow:0 10px 22px rgba(14,61,45,.06)}
.action .icon{width:40px;height:40px;display:grid;place-items:center;border-radius:10px;margin-bottom:.65rem;font:700 .9rem/1 'Poppins',sans-serif}
.action h3{margin:0;color:#23483B;font:700 1.02rem/1.3 'Poppins',sans-serif}
.action p{margin:.32rem 0 0;color:#68756F;font-size:.9rem;min-height:72px}
.action .go{display:inline-flex;margin-top:.55rem;color:var(--green);font:700 .86rem/1.2 'Poppins',sans-serif}
.action.saved .icon{background:#EAF4EF;color:var(--green)}
.action.ask .icon{background:#EEF4F9;color:var(--blue)}
.action.decide .icon{background:#FFF1DB;color:#A66100}
.action.prepare .icon{background:#F5F0F7;color:var(--purple)}

.summary-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.55rem}
.summary-card{padding:.75rem;border:1px solid #E0E7E3;border-radius:10px;background:#FBFDFC}
.summary-card span{display:block;color:#7F8C85;font:700 .76rem/1.2 'Poppins',sans-serif;text-transform:uppercase}
.summary-card strong{display:block;margin-top:.28rem;color:#294A3E;font:700 1rem/1.3 'Poppins',sans-serif}
.summary-card p{margin:.22rem 0 0;color:#748079;font-size:.86rem}

/* SAVED */
.lesson-list{display:grid;gap:.55rem}
.lesson-row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:.75rem;align-items:center;padding:.78rem;border:1px solid #DFE7E3;border-radius:10px;background:#FCFDFC}
.lesson-row .stage{display:inline-flex;padding:.3rem .45rem;border-radius:999px;background:var(--soft);color:var(--green);font:700 .76rem/1 'Poppins',sans-serif}
.lesson-row h3{margin:.34rem 0 0;color:#294A3E;font:700 1rem/1.35 'Poppins',sans-serif}
.lesson-row p{margin:.18rem 0 0;color:#79847F;font-size:.86rem}

/* ASK */
.ask-form{display:grid;gap:.7rem}
.question-list{display:grid;gap:.55rem}
.question-card{padding:.78rem;border:1px solid #DFE7E3;border-radius:10px;background:#FCFDFC}
.question-top{display:flex;justify-content:space-between;gap:.7rem;align-items:start}
.question-card h3{margin:0;color:#294A3E;font:700 1rem/1.35 'Poppins',sans-serif}
.question-card time{color:#7C8982;font:500 .8rem/1.3 'Poppins',sans-serif}
.question-card p{margin:.28rem 0 0;color:#67766F;font-size:.92rem}
.question-answer{margin-top:.55rem;padding:.72rem;border-left:4px solid var(--green);border-radius:0 9px 9px 0;background:var(--soft)}
.question-answer strong{font:700 .9rem/1.2 'Poppins',sans-serif;color:#21493A}
.field label{display:block;margin-bottom:.28rem;color:#405249;font:600 .88rem/1.3 'Poppins',sans-serif}
.field input,.field select,.field textarea{width:100%;border:1px solid #D6E1DB;border-radius:9px;background:#fff;color:#22302A;font-size:.94rem}
.field input,.field select{height:44px;padding:.55rem .7rem}
.field textarea{min-height:120px;padding:.7rem;resize:vertical;line-height:1.55}
.notice{padding:.72rem;border-radius:9px;font-size:.9rem}
.notice.ok{background:#EAF6EF;color:#245841;border:1px solid #CDE5D7}
.notice.error{background:#FFF0EC;color:#7C3E30;border:1px solid #EDCFC6}

/* DECIDE */
.category-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.65rem}
.category{min-height:190px;padding:.82rem;border:1px solid var(--line);border-radius:12px;background:#fff;text-align:left;transition:.16s}
.category:hover{transform:translateY(-2px);box-shadow:0 10px 22px rgba(14,61,45,.06)}
.category.active{border-color:#8BB7A3;background:#FAFCFB}
.category .icon{width:40px;height:40px;display:grid;place-items:center;border-radius:10px;background:var(--soft);color:var(--green);font:700 .88rem/1 'Poppins',sans-serif}
.category h3{margin:.62rem 0 0;color:#224639;font:700 1rem/1.3 'Poppins',sans-serif}
.category p{margin:.3rem 0 0;color:#67756F;font-size:.9rem}
.category .examples{display:block;margin-top:.5rem;color:#74827B;font:500 .82rem/1.45 'Poppins',sans-serif}
.category .go{display:inline-flex;margin-top:.5rem;color:var(--green);font:700 .84rem/1.2 'Poppins',sans-serif}

.decision-detail{display:none;margin-top:.7rem;padding:.85rem;border:1px solid #D9E5DF;border-radius:11px;background:#F9FBFA}
.decision-detail.show{display:block}
.decision-detail h3{margin:0;color:#22473A;font:700 1.05rem/1.3 'Poppins',sans-serif}
.decision-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.5rem;margin-top:.65rem}
.decision{display:block;padding:.7rem;border:1px solid #DFE7E3;border-radius:9px;background:#fff}
.decision h4{margin:0;color:#294A3E;font:700 .96rem/1.4 'Poppins',sans-serif}
.decision p{margin:.22rem 0 0;color:#718079;font-size:.88rem}
.decision span{display:inline-flex;margin-top:.42rem;color:var(--green);font:700 .82rem/1.2 'Poppins',sans-serif}
.decision.planned{opacity:.68}

/* WIZARD */
.progress{display:grid;grid-template-columns:repeat(4,1fr);gap:.4rem}
.progress div{padding:.56rem;border:1px solid var(--line);border-radius:8px;background:#fff;color:#68776F;font:600 .82rem/1.3 'Poppins',sans-serif}
.progress div.active{background:var(--soft);border-color:#96BFAA;color:var(--deep)}
.stage-pane{display:none;margin-top:.75rem}.stage-pane.active{display:block}
.choice-grid,.toggle-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:.48rem}
.choice,.toggle{padding:.68rem;border:1px solid var(--line);border-radius:9px;background:#fff;text-align:left;color:#53625A;font-size:.88rem}
.choice.selected,.toggle.selected{background:var(--soft);border-color:#88B49F}
.choice strong{display:block;color:#294A3E;font:700 .95rem/1.35 'Poppins',sans-serif}
.choice span{display:block;margin-top:.18rem;color:#77837D;font-size:.84rem}
.form-box{margin-top:.65rem;padding:.78rem;border:1px solid var(--line);border-radius:10px;background:#FCFDFC}
.form-box h3{margin:0 0 .55rem;color:#29483C;font:700 1rem/1.25 'Poppins',sans-serif}
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:.6rem}
.wizard-actions{display:flex;justify-content:space-between;gap:.5rem;margin-top:.8rem;padding-top:.7rem;border-top:1px solid #E6EBE8}
.result-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:.55rem}
.result{padding:.75rem;border:1px solid var(--line);border-radius:10px;background:#fff}
.result h3{margin:0;color:#294A3E;font:700 1rem/1.25 'Poppins',sans-serif}
.metric{display:flex;justify-content:space-between;gap:.5rem;padding:.32rem 0;border-bottom:1px dashed #E6EBE8}
.metric span{color:#718078;font-size:.84rem}.metric strong{color:#294A3E;font:700 .88rem/1.3 'Poppins',sans-serif}
.result p{margin:.35rem 0 0;color:#68766F;font-size:.88rem}
.priority{margin-top:.65rem;padding:.78rem;border:1px solid #E7D3CC;border-radius:10px;background:var(--rose-soft)}
.priority h3{margin:0;color:#743A2D;font:700 1rem/1.3 'Poppins',sans-serif}
.priority ol{margin:.45rem 0 0;padding-left:1.2rem;color:#604840;font-size:.9rem}

/* PREPARE */
.readiness-intro{display:grid;grid-template-columns:1.1fr .9fr;gap:.7rem}
.privacy-box{padding:.78rem;border:1px solid #D6E5DE;border-radius:10px;background:var(--soft)}
.privacy-box strong{display:block;color:#22483A;font:700 .98rem/1.3 'Poppins',sans-serif}
.privacy-box p{margin:.25rem 0 0;color:#66756D;font-size:.88rem}
.readiness-list{display:grid;gap:.52rem}
.readiness-area{padding:.75rem;border:1px solid #DFE7E3;border-radius:10px;background:#FCFDFC}
.readiness-area h3{margin:0;color:#294A3E;font:700 .98rem/1.3 'Poppins',sans-serif}
.readiness-area p{margin:.22rem 0 .5rem;color:#718079;font-size:.88rem}
.readiness-options{display:flex;flex-wrap:wrap;gap:.34rem}
.readiness-options button{padding:.46rem .55rem;border:1px solid #D8E2DD;border-radius:8px;background:#fff;color:#65736C;font:600 .82rem/1 'Poppins',sans-serif}
.readiness-options button.selected{background:var(--soft);border-color:#87B29F;color:var(--deep)}
.map-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:.5rem}
.map-card{padding:.72rem;border-radius:10px;border:1px solid var(--line);background:#fff}
.map-card h3{margin:0;font:700 1rem/1.3 'Poppins',sans-serif}
.map-card ul{margin:.45rem 0 0;padding-left:1.1rem;color:#64736B;font-size:.88rem}
.map-good{background:#F3F9F6}.map-review{background:#FFF8EA}.map-start{background:#FFF2EE}

/* PROFILE */
.profile-grid{display:grid;grid-template-columns:1fr 1fr;gap:.6rem}
.profile-card{padding:.8rem;border:1px solid var(--line);border-radius:10px;background:#FCFDFC}
.profile-card span{display:block;color:#7C8982;font:700 .78rem/1.2 'Poppins',sans-serif;text-transform:uppercase}
.profile-card strong{display:block;margin-top:.25rem;color:#294A3E;font:700 1rem/1.3 'Poppins',sans-serif}
.profile-card p{margin:.22rem 0 0;color:#748079;font-size:.86rem}

@media(max-width:950px){
  .home-grid,.readiness-intro{grid-template-columns:1fr}
  .action-grid{grid-template-columns:repeat(2,1fr)}
  .category-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:760px){
  .msw-nav{display:none}.msw-menu-btn{display:block}
  .decision-grid,.result-grid,.profile-grid{grid-template-columns:1fr}
  .map-grid{grid-template-columns:1fr}
}
@media(max-width:580px){
  html{font-size:16px}
  .msw-wrap{width:min(100% - 18px,1240px)}
  .msw-main{padding:.6rem 0 1.3rem}
  .msw-hero,.msw-section{border-radius:11px}
  .msw-hero{padding:1rem}
  .msw-hero p{font-size:.95rem}
  .action-grid,.summary-grid,.category-grid,.choice-grid,.toggle-grid,.form-grid{grid-template-columns:1fr}
  .action{min-height:0}
  .progress{grid-template-columns:1fr}
  .progress div:not(.active){display:none}
  .lesson-row{grid-template-columns:1fr}
  .question-top{display:block}
  .question-card time{display:block;margin-top:.25rem}
}


/* ==========================================================
   16 Aug 2026 — Decide expansion
   ========================================================== */
.decision-available-strip{
  display:grid;
  grid-template-columns:minmax(0,1fr) auto auto;
  gap:.5rem;
  align-items:center;
  margin-bottom:.75rem;
  padding:.7rem .75rem;
  border:1px solid #CEE2D8;
  border-radius:10px;
  background:#F2F8F5;
}
.decision-available-strip strong{
  display:block;
  color:#244A3C;
  font:700 .94rem/1.25 'Poppins',sans-serif;
}
.decision-available-strip span{
  display:block;
  margin-top:.12rem;
  color:#6E7C75;
  font-size:.84rem;
}
.decision-available-strip a{
  display:inline-flex;
  align-items:center;
  min-height:38px;
  padding:.48rem .62rem;
  border:1px solid #BFD8CC;
  border-radius:8px;
  background:#fff;
  color:var(--green);
  font:700 .82rem/1.2 'Poppins',sans-serif;
  text-decoration:none;
}
.decision.available{
  position:relative;
  border-color:#A9CBBB;
  background:#FBFEFC;
}
.decision-badge{
  display:inline-flex !important;
  width:max-content;
  margin:0 0 .45rem !important;
  padding:.25rem .42rem;
  border-radius:999px;
  background:#E6F3EC;
  color:#236047 !important;
  font:700 .72rem/1 'Poppins',sans-serif !important;
}
.decision-badge.muted{
  background:#F0F2F1;
  color:#78827D !important;
}
.decision-go{
  display:inline-flex !important;
  margin-top:.48rem !important;
  color:var(--green) !important;
  font:700 .82rem/1.2 'Poppins',sans-serif !important;
}
.decision-summary{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:.5rem;
  margin-top:.6rem;
}
.decision-summary > div{
  padding:.7rem;
  border:1px solid var(--line);
  border-radius:10px;
  background:#FCFDFC;
}
.decision-summary-label{
  display:block;
  color:#79857F;
  font:700 .76rem/1.2 'Poppins',sans-serif;
  text-transform:uppercase;
}
.decision-summary strong{
  display:block;
  margin-top:.28rem;
  color:#294A3E;
  font:700 .94rem/1.35 'Poppins',sans-serif;
}
.field-note{
  color:#7D8983;
  font-weight:400;
}
@media(max-width:760px){
  .decision-available-strip{
    grid-template-columns:1fr 1fr;
  }
  .decision-available-strip > div{
    grid-column:1 / -1;
  }
  .decision-summary{
    grid-template-columns:1fr;
  }
}
@media(max-width:480px){
  .decision-available-strip{
    grid-template-columns:1fr;
  }
  .decision-available-strip > div{
    grid-column:auto;
  }
  .decision-available-strip a{
    justify-content:center;
  }
}

.msw-flashes{margin-top:.75rem}.notice.info{background:#EEF4F9;color:#35546A;border:1px solid #D2E1EB}.msw-nav.guest .guest-cta{background:var(--green);color:#fff}.msw-auth-shell{max-width:720px;margin:1.2rem auto 0}.msw-auth-card{padding:1.1rem;border:1px solid var(--line);border-radius:14px;background:#fff;box-shadow:var(--shadow)}.msw-auth-card h1{margin:0;color:var(--deep);font:700 1.55rem/1.2 'Poppins',sans-serif}.msw-auth-card>p{color:var(--ink2);margin:.35rem 0 .9rem}.msw-form{display:grid;gap:.75rem}.msw-grid-two{display:grid;grid-template-columns:1fr 1fr;gap:.65rem}.msw-consent{display:flex;gap:.5rem;align-items:flex-start;color:#5e6e66;font-size:.88rem}.msw-consent input{margin-top:.2rem}.msw-help,.msw-fine{color:#74817A;font-size:.82rem}.msw-actions{display:flex;flex-wrap:wrap;gap:.5rem;align-items:center}.msw-auth-links{margin-top:.65rem}.msw-password-control{position:relative}.msw-password-control input{padding-right:3rem}.msw-password-toggle{position:absolute;right:.35rem;top:50%;transform:translateY(-50%);width:36px;height:36px;border:0;background:transparent;color:#5c6c64}.msw-password-toggle svg{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:1.8}.msw-otp{font:700 1.35rem/1 'Poppins',sans-serif;letter-spacing:.28em;text-align:center}.msw-account-invite{display:flex;justify-content:space-between;gap:1rem;align-items:center;margin-top:.75rem;padding:.8rem;border:1px solid #DCE5E0;border-radius:10px;background:#FAFCFB}.msw-account-invite h2{margin:0;font:700 1rem/1.3 'Poppins',sans-serif;color:#284a3e}.msw-account-invite p{margin:.2rem 0 0;color:#6b7972;font-size:.86rem}
.admin-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:.55rem}.admin-stat{padding:.75rem;border:1px solid var(--line);border-radius:10px;background:#fff}.admin-stat span{color:#7b8882;font:700 .76rem/1.2 'Poppins',sans-serif;text-transform:uppercase}.admin-stat strong{display:block;margin-top:.25rem;color:var(--deep);font:700 1.3rem/1.2 'Poppins',sans-serif}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:10px}.msw-table{width:100%;border-collapse:collapse;background:#fff;min-width:760px}.msw-table th,.msw-table td{padding:.65rem;border-bottom:1px solid #E7ECE9;text-align:left;vertical-align:top;font-size:.86rem}.msw-table th{background:#F7FAF8;color:#53665d;font:700 .78rem/1.2 'Poppins',sans-serif}.msw-table strong{font-family:'Poppins',sans-serif;color:#294a3e}.status-active{color:#26704e}.status-blocked{color:#943f2f}.admin-links{display:flex;gap:.5rem;flex-wrap:wrap}.legal-copy{max-width:900px}.legal-copy h2{margin-top:1.2rem;color:var(--deep);font:700 1.05rem/1.3 'Poppins',sans-serif}.legal-copy p,.legal-copy li{color:#54645d;line-height:1.7}.answer-editor textarea{min-height:180px}.inline-form{display:inline}.linkified a{color:var(--green);text-decoration:underline;overflow-wrap:anywhere}
@media(max-width:760px){.msw-grid-two,.admin-stats{grid-template-columns:1fr}.msw-account-invite{display:block}.msw-account-invite .msw-btn{margin-top:.6rem}.msw-nav.guest{display:flex}.msw-nav.guest a:first-child{display:none}}


/* ==========================================================
   16 Aug 2026 — public-site aligned member shell
   Header/logo/footer match the MoneySastra public website.
   ========================================================== */
.msw-shell-wrap{
  max-width:1380px;
  width:calc(100% - 32px);
  margin-left:auto;
  margin-right:auto;
}

/* Header */
.msw-header{
  position:sticky;
  top:0;
  z-index:60;
  background:rgba(255,252,245,.94);
  backdrop-filter:blur(10px);
  border-bottom:1px solid #E9E3D6;
}
.msw-stripe{
  display:flex;
  height:5px;
}
.msw-stripe i{flex:1}
.msw-head{
  min-height:0;
  padding:.8rem 0;
  display:flex;
  align-items:center;
  justify-content:flex-start;
  gap:1rem;
}
.msw-logo-brand{
  display:inline-flex;
  align-items:center;
  gap:.6rem;
  flex:0 0 auto;
  color:inherit;
  text-decoration:none;
}
.msw-logo-brand svg{
  width:31px;
  height:auto;
  flex:none;
  display:block;
}
.msw-logo-wordmark{
  font-family:'Poppins',system-ui,sans-serif;
  font-size:1.36rem;
  line-height:1;
  font-weight:700;
  color:#1B7A5A;
  letter-spacing:-.01em;
}
.msw-logo-wordmark b{
  color:#F5A623;
  font-weight:700;
}
.msw-nav{
  margin-left:auto;
  display:flex;
  align-items:center;
  gap:.28rem;
}
.msw-nav a{
  padding:.54rem .58rem;
  border-radius:8px;
  color:#4E5D57;
  font:500 .88rem/1 'Poppins',system-ui,sans-serif;
  text-decoration:none;
  white-space:nowrap;
}
.msw-nav a:hover,
.msw-nav a.active{
  background:#E4F1EB;
  color:#0E3D2C;
}
.msw-avatar{
  width:34px;
  height:34px;
  margin-left:.25rem;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#E4F1EB;
  border:1px solid #C9DCD3;
  color:#0E3D2C;
  font:700 .82rem/1 'Poppins',system-ui,sans-serif;
}
.msw-nav .msw-logout-btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:38px;
  margin-left:.22rem;
  padding:.52rem .78rem;
  border:1px solid #1B7A5A;
  border-radius:999px;
  background:#1B7A5A;
  color:#fff;
  font-weight:700;
}
.msw-nav .msw-logout-btn:hover{
  background:#0E3D2C;
  color:#fff;
}
.msw-nav.guest .guest-cta{
  border-radius:999px;
  background:#1B7A5A;
  color:#fff;
  padding:.56rem .85rem;
}
.msw-nav.guest .guest-cta:hover{
  background:#0E3D2C;
  color:#fff;
}

/* Hamburger, aligned with the public site's mobile header */
.msw-menu-btn{
  display:none;
  flex-direction:column;
  align-items:center;
  justify-content:center;
  width:40px;
  height:40px;
  margin-left:auto;
  padding:0;
  border:2px solid #1B7A5A;
  border-radius:10px;
  background:#fff;
  color:#0E3D2C;
  box-shadow:0 2px 7px rgba(14,61,44,.13);
}
.msw-menu-btn span,
.msw-menu-btn::before,
.msw-menu-btn::after{
  content:"";
  display:block;
  width:21px;
  height:2.5px;
  flex:0 0 2.5px;
  border-radius:2px;
  background:currentColor;
  transition:transform .18s ease,opacity .18s ease;
}
.msw-menu-btn span{margin:4px 0}
.msw-menu-btn.open{
  background:#1B7A5A;
  color:#fff;
}
.msw-menu-btn.open::before{transform:translateY(6.5px) rotate(45deg)}
.msw-menu-btn.open span{opacity:0}
.msw-menu-btn.open::after{transform:translateY(-6.5px) rotate(-45deg)}

.msw-mobile-nav{
  display:none;
  padding:.35rem 0 .6rem;
}
.msw-mobile-nav.show{
  display:grid;
}
.msw-mobile-nav a{
  min-height:40px;
  display:flex;
  align-items:center;
  padding:.55rem .7rem;
  border-top:0;
  border-radius:8px;
  color:#4E5D57;
  font:500 .84rem/1.2 'Poppins',system-ui,sans-serif;
}
.msw-mobile-nav a:hover,
.msw-mobile-nav a.active{
  background:#F0ECE2;
  color:#0E3D2C;
}
.msw-mobile-nav .msw-mobile-logout{
  margin-top:.3rem;
  justify-content:center;
  background:#1B7A5A;
  color:#fff;
  font-weight:700;
}
.msw-mobile-nav .msw-mobile-logout:hover{
  background:#0E3D2C;
  color:#fff;
}

/* Footer — same structure and visual language as public MoneySastra */
.public-footer-v2{
  margin-top:1.5rem;
  background:#0E3D2C;
  color:#DCEAE4;
  border-top:3px solid #F5A623;
  font-family:'Poppins',system-ui,sans-serif;
}
.public-footer-v2__main{
  min-height:56px;
  display:grid;
  grid-template-columns:auto 1fr auto;
  align-items:center;
  gap:1rem;
  padding:.58rem 0;
}
.public-footer-v2__brand-stack{
  display:flex;
  align-items:center;
  min-width:0;
}
.public-footer-v2__brand{
  display:inline-flex;
  align-items:center;
  gap:.48rem;
  color:#fff;
  text-decoration:none;
  white-space:nowrap;
}
.public-footer-v2__mark{
  width:27px;
  height:31px;
  display:grid;
  place-items:center;
  flex:0 0 27px;
  background:#fff;
  border-radius:7px;
}
.public-footer-v2__mark svg{
  display:block;
  width:18px;
  height:24px;
  max-width:18px;
  max-height:24px;
}
.public-footer-v2__wordmark{
  color:#fff;
  font-size:.98rem;
  font-weight:600;
  line-height:1;
}
.public-footer-v2__wordmark b{
  color:#F5A623;
  font-weight:600;
}
.public-footer-v2__links{
  display:flex;
  justify-content:center;
  align-items:center;
  flex-wrap:wrap;
  gap:.25rem .82rem;
}
.public-footer-v2__links a{
  color:#EAF3EF;
  text-decoration:none;
  font-size:.69rem;
  line-height:1.2;
}
.public-footer-v2__links a:hover{
  color:#fff;
  text-decoration:underline;
}
.public-footer-v2__copyright{
  margin:0;
  color:#BFD3CB;
  font-size:.68rem;
  white-space:nowrap;
}
.public-footer-v2__note{
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:1rem;
  border-top:1px solid rgba(255,255,255,.12);
  padding:.38rem 0 .44rem;
  color:#AFC7BD;
  font-size:.62rem;
  line-height:1.35;
}
.public-footer-v2__note span:last-child{text-align:right}
.public-footer-v2__note a{
  color:#DCEAE4;
  font-weight:600;
  text-decoration:none;
}
.public-footer-v2__note a:hover{
  color:#fff;
  text-decoration:underline;
}
.public-footer-v2__mobile-initiative{
  display:none;
}

/* Old simple member footer is no longer used */
.msw-footer{display:none!important}

@media(max-width:1080px){
  .msw-nav a{padding:.52rem .46rem;font-size:.82rem}
  .msw-avatar{display:none}
}

@media(max-width:880px){
  .msw-shell-wrap{
    width:calc(100% - 24px);
  }
  .msw-head{
    padding:.52rem 0;
  }
  .msw-logo-brand{gap:.45rem}
  .msw-logo-brand svg{width:25px}
  .msw-logo-wordmark{font-size:1.08rem}
  .msw-nav:not(.guest){display:none}
  .msw-menu-btn{display:flex}

  .msw-mobile-nav{
    width:calc(100% - 24px);
    padding:.38rem;
    margin-top:-1px;
    margin-bottom:.45rem;
    background:#FFFCF5;
    border:1px solid #E9E3D6;
    border-top:0;
    border-radius:0 0 12px 12px;
    box-shadow:0 14px 28px rgba(14,61,44,.14);
  }

  .public-footer-v2__main{
    grid-template-columns:minmax(0,1fr) auto;
    align-items:start;
    gap:.5rem .8rem;
    width:100%;
    padding:.68rem 1rem .55rem!important;
  }
  .public-footer-v2__brand-stack{
    grid-column:1;
    grid-row:1;
    display:flex;
    flex-direction:column;
    align-items:flex-start;
    gap:.22rem;
  }
  .public-footer-v2__brand-stack .public-footer-v2__mobile-initiative{
    display:block;
    margin-left:calc(27px + .48rem);
    max-width:230px;
    color:#C5D8D0;
    font-size:.55rem;
    font-weight:500;
    line-height:1.35;
    text-decoration:none;
    white-space:normal;
  }
  .public-footer-v2__copyright{
    grid-column:2;
    grid-row:1;
    align-self:center;
    padding-top:0;
    font-size:.61rem;
  }
  .public-footer-v2__links{
    grid-column:1 / -1;
    grid-row:2;
    justify-content:flex-start;
    padding-top:.32rem;
    gap:.28rem .72rem;
  }
  .public-footer-v2__note{
    display:block;
    width:100%;
    padding:.42rem 1rem .58rem!important;
    text-align:left;
  }
  .public-footer-v2__note span{
    display:block;
  }
  .public-footer-v2__note span:first-child{
    display:none;
  }
  .public-footer-v2__note span:last-child{
    margin-top:0;
    text-align:left;
  }
}

@media(max-width:700px){
  .public-footer-v2{
    margin-top:.7rem;
  }
  .public-footer-v2__links{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    width:100%;
    gap:.28rem;
  }
  .public-footer-v2__links a{
    display:flex;
    align-items:center;
    justify-content:center;
    min-height:31px;
    padding:.32rem .38rem;
    border:1px solid rgba(255,255,255,.12);
    border-radius:8px;
    background:rgba(255,255,255,.045);
    font-size:.64rem;
    text-align:center;
  }
}

@media(max-width:430px){
  .msw-logo-wordmark{font-size:1rem}
  .msw-logo-brand svg{width:23px}
  .msw-menu-btn{width:38px;height:38px}
  .public-footer-v2__main{
    padding-left:.85rem!important;
    padding-right:.85rem!important;
  }
  .public-footer-v2__note{
    padding-left:.85rem!important;
    padding-right:.85rem!important;
  }
  .public-footer-v2__brand-stack .public-footer-v2__mobile-initiative{
    max-width:205px;
    font-size:.53rem;
  }
}


/* ==========================================================
   16 Aug 2026 — sticky footer v2
   Keeps the public-style footer at viewport bottom on short pages.
   ========================================================== */
html{
  min-height:100%;
}
body{
  min-height:100vh;
  min-height:100dvh;
  display:flex !important;
  flex-direction:column !important;
}
body > .msw-header{
  flex:0 0 auto !important;
}
body > .msw-flashes{
  flex:0 0 auto !important;
}
body > main.msw-main{
  width:100%;
  flex:1 0 auto !important;
}
body > footer.public-footer-v2{
  flex:0 0 auto !important;
  margin-top:auto !important;
}


/* 16 Aug 2026 — clean password visibility control */
.msw-password-control{
  position:relative;
  width:100%;
}
.msw-password-control input{
  width:100%;
  padding-right:3.25rem !important;
}
.msw-password-toggle{
  position:absolute;
  z-index:2;
  right:.45rem;
  top:50%;
  transform:translateY(-50%);
  width:34px;
  height:34px;
  display:grid;
  place-items:center;
  padding:0;
  border:0;
  border-radius:8px;
  background:transparent;
  color:#5C6C64;
  cursor:pointer;
}
.msw-password-toggle:hover{
  background:#EDF4F0;
  color:#0E3D2C;
}
.msw-password-toggle:focus-visible{
  outline:2px solid #F5A623;
  outline-offset:1px;
}
.msw-password-toggle svg{
  display:block;
  width:19px;
  height:19px;
  fill:none;
  stroke:currentColor;
  stroke-width:1.8;
  stroke-linecap:round;
  stroke-linejoin:round;
  pointer-events:none;
}
.msw-password-toggle svg[hidden]{
  display:none !important;
}


/* ==========================================================
   16 Aug 2026 — simple My MoneySastra redesign
   Fewer navigation choices, public-site visual language,
   lighter page headers and calmer workspace cards.
   ========================================================== */

:root{
  --green:#1B7A5A;
  --deep:#0E3D2C;
  --soft:#E8F3EE;
  --orange:#F5A623;
  --orange-soft:#FFF1D6;
  --paper:#FFFCF5;
  --white:#FFFFFF;
  --ink:#1B2722;
  --ink2:#596861;
  --muted:#74817A;
  --line:#E7E2D7;
  --shadow:0 12px 28px rgba(14,61,44,.055);
}

body{
  background:var(--paper);
  color:var(--ink);
}

.msw-wrap{
  width:min(1180px,calc(100% - 32px));
}

.msw-main{
  padding:1.25rem 0 2.5rem;
}

/* Header: fewer items, more breathing room */
.msw-head{
  padding:.62rem 0;
}
.msw-nav{
  gap:.55rem;
}
.msw-nav a{
  padding:.48rem .34rem;
  border-radius:0;
  color:#4F5F58;
  font-size:.84rem;
}
.msw-nav a:hover,
.msw-nav a.active{
  background:transparent;
  color:var(--green);
}
.msw-nav a.active{
  box-shadow:inset 0 -2px 0 var(--green);
}
.msw-nav .msw-logout-btn{
  margin-left:.4rem;
  padding:.56rem .82rem;
  border-radius:999px;
  box-shadow:none;
}
.msw-mobile-nav a.active{
  background:#EDF5F1;
  color:var(--deep);
}

/* Replace the old dark member hero with a public-site-like page heading */
.msw-hero{
  padding:.55rem 0 1.05rem;
  border:0;
  border-radius:0;
  background:transparent;
  box-shadow:none;
  color:var(--ink);
}
.msw-kicker{
  color:var(--green);
  font:700 .67rem/1 'Poppins',system-ui,sans-serif;
  letter-spacing:.12em;
  text-transform:uppercase;
}
.msw-hero h1{
  max-width:900px;
  margin:.45rem 0 0;
  color:var(--ink);
  font:700 clamp(1.65rem,3.4vw,2.55rem)/1.1 'Poppins',system-ui,sans-serif;
  letter-spacing:-.035em;
}
.msw-hero p{
  max-width:760px;
  margin:.5rem 0 0;
  color:var(--ink2);
  font-size:.94rem;
  line-height:1.62;
}

/* General sections */
.msw-section{
  margin-top:.8rem;
  padding:1rem;
  border:1px solid var(--line);
  border-radius:14px;
  background:#fff;
  box-shadow:none;
}
.msw-section-head{
  margin-bottom:.8rem;
}
.msw-section-head h2{
  color:var(--ink);
  font-size:1.12rem;
}
.msw-section-head p{
  color:var(--ink2);
  font-size:.88rem;
}

.msw-btn{
  min-height:40px;
  padding:.6rem .78rem;
  border-radius:9px;
  box-shadow:none;
}
.msw-btn.light{
  background:#F8FBF9;
  border-color:#D9E5DF;
}
.field label{
  color:#43534C;
}
.field input,
.field select,
.field textarea{
  border-color:#D9E3DE;
  border-radius:9px;
  background:#fff;
}
.field input:focus,
.field select:focus,
.field textarea:focus{
  border-color:#7EAF99;
  box-shadow:0 0 0 3px rgba(27,122,90,.08);
  outline:0;
}

.notice{
  border-radius:10px;
}

/* ---------------- HOME ---------------- */
.member-welcome{
  padding:.55rem 0 1rem;
  border-bottom:1px solid var(--line);
}
.member-welcome .msw-kicker{
  margin:0;
}
.member-welcome h1{
  margin:.45rem 0 0;
  color:var(--ink);
  font:700 clamp(1.8rem,4vw,2.8rem)/1.08 'Poppins',system-ui,sans-serif;
  letter-spacing:-.04em;
}
.member-welcome p{
  max-width:760px;
  margin:.5rem 0 0;
  color:var(--ink2);
  font-size:.96rem;
}

.member-actions-simple{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:.7rem;
  margin-top:1rem;
}
.member-action-simple{
  min-height:220px;
  display:flex;
  flex-direction:column;
  padding:1rem;
  border:1px solid #DDE6E1;
  border-radius:14px;
  background:#fff;
  color:inherit;
  text-decoration:none;
  transition:transform .15s ease,border-color .15s ease,box-shadow .15s ease;
}
.member-action-simple:nth-child(1){background:linear-gradient(145deg,#F2F8F5 0%,#fff 80%)}
.member-action-simple:nth-child(2){background:linear-gradient(145deg,#F4F7FB 0%,#fff 80%)}
.member-action-simple:nth-child(3){background:linear-gradient(145deg,#FFF8EB 0%,#fff 80%)}
.member-action-simple:nth-child(4){background:linear-gradient(145deg,#F7F3FB 0%,#fff 80%)}
.member-action-simple:hover{
  transform:translateY(-2px);
  border-color:#BFD5CA;
  box-shadow:var(--shadow);
}
.member-action-label{
  color:var(--green);
  font:700 .62rem/1 'Poppins',system-ui,sans-serif;
  text-transform:uppercase;
  letter-spacing:.1em;
}
.member-action-simple h2{
  margin:.75rem 0 0;
  color:#26362F;
  font:700 1.05rem/1.3 'Poppins',system-ui,sans-serif;
}
.member-action-simple p{
  margin:.4rem 0 0;
  color:#63716B;
  font-size:.78rem;
  line-height:1.52;
}
.member-action-go{
  margin-top:auto;
  padding-top:.85rem;
  color:var(--green);
  font:700 .66rem/1.2 'Poppins',system-ui,sans-serif;
}

.member-continue-section{
  margin-top:.8rem;
}
.member-continue-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:.6rem;
}
.member-continue-card{
  min-height:150px;
  display:flex;
  flex-direction:column;
  padding:.8rem;
  border:1px solid #E1E8E4;
  border-radius:11px;
  background:#FBFCFB;
}
.member-continue-label{
  color:#7A8781;
  font:700 .58rem/1 'Poppins',system-ui,sans-serif;
  text-transform:uppercase;
  letter-spacing:.08em;
}
.member-continue-card strong{
  display:block;
  margin:.45rem 0 0;
  color:#2A3D34;
  font:700 .9rem/1.35 'Poppins',system-ui,sans-serif;
}
.member-continue-card p{
  margin:.28rem 0 0;
  color:#718079;
  font-size:.75rem;
  line-height:1.45;
}
.member-continue-card a{
  margin-top:auto;
  padding-top:.65rem;
  color:var(--green);
  font:700 .64rem/1.2 'Poppins',system-ui,sans-serif;
}

/* ---------------- SAVED / ASK ---------------- */
.lesson-row,
.question-card{
  border-color:#E1E8E4;
  border-radius:11px;
  background:#FCFDFC;
  box-shadow:none;
}
.question-answer{
  border-left-width:3px;
  background:#EDF6F1;
}

/* ---------------- DECIDE ---------------- */
.decision-simple-grid{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:.7rem;
}
.decision-simple-card{
  min-height:245px;
  display:flex;
  flex-direction:column;
  padding:1rem;
  border:1px solid #DCE6E1;
  border-radius:14px;
  background:linear-gradient(145deg,#F5FAF7 0%,#fff 84%);
  color:inherit;
  text-decoration:none;
  transition:transform .15s ease,border-color .15s ease,box-shadow .15s ease;
}
.decision-simple-card:nth-child(2){
  background:linear-gradient(145deg,#FFF8EB 0%,#fff 84%);
}
.decision-simple-card:hover{
  transform:translateY(-2px);
  border-color:#B9D2C6;
  box-shadow:var(--shadow);
}
.decision-simple-label{
  color:var(--green);
  font:700 .61rem/1 'Poppins',system-ui,sans-serif;
  text-transform:uppercase;
  letter-spacing:.09em;
}
.decision-simple-card h3{
  margin:.75rem 0 0;
  color:#26372F;
  font:700 1.08rem/1.35 'Poppins',system-ui,sans-serif;
}
.decision-simple-card p{
  margin:.45rem 0 0;
  color:#63726B;
  font-size:.8rem;
  line-height:1.55;
}
.decision-simple-go{
  margin-top:auto;
  padding-top:.9rem;
  color:var(--green);
  font:700 .67rem/1.2 'Poppins',system-ui,sans-serif;
}
.simple-note{
  margin-top:.75rem;
  padding:.8rem .9rem;
  border:1px solid #E1E7E3;
  border-radius:10px;
  background:#FAFBFA;
}
.simple-note strong{
  color:#34483F;
  font:700 .8rem/1.3 'Poppins',system-ui,sans-serif;
}
.simple-note p{
  margin:.2rem 0 0;
  color:#718079;
  font-size:.76rem;
}

/* Existing Decision Sheet pages: lighter and less dashboard-like */
.progress{
  gap:.35rem;
}
.progress div{
  border-radius:8px;
  box-shadow:none;
}
.wizard-card,
.result-card,
.summary-card,
.category,
.decision,
.readiness-area,
.map-card,
.profile-card,
.admin-stat{
  box-shadow:none;
}
.wizard-card{
  border-color:#E0E8E4;
  background:#fff;
}
.privacy-box{
  border-color:#E2D9C2;
  background:#FFF9EC;
}

/* ---------------- PREPARE ---------------- */
.readiness-area{
  padding:.8rem;
  border-color:#E1E8E4;
  border-radius:11px;
  background:#FCFDFC;
}
.readiness-options button{
  border-radius:999px;
  padding:.48rem .65rem;
}
.readiness-options button.selected{
  background:#E6F3EC;
  border-color:#8DB9A4;
  color:var(--deep);
}

/* ---------------- PROFILE / AUTH / ADMIN ---------------- */
.msw-auth-shell{
  max-width:660px;
  margin:1.1rem auto 0;
}
.msw-auth-card{
  padding:1.05rem;
  border:1px solid var(--line);
  border-radius:14px;
  box-shadow:none;
  background:#fff;
}
.msw-auth-card h1{
  font-size:1.45rem;
  letter-spacing:-.02em;
}
.msw-account-invite{
  border-color:#E1E7E3;
  background:#FAFCFB;
}
.profile-card,
.admin-stat{
  border-color:#E1E8E4;
  background:#FCFDFC;
}
.table-wrap{
  border-color:#E1E8E4;
  border-radius:11px;
}
.msw-table th{
  background:#F7F9F8;
}

/* Footer is intentionally compact on member pages */
.public-footer-v2{
  margin-top:1rem;
}

@media(max-width:980px){
  .member-actions-simple{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
  .member-continue-grid{
    grid-template-columns:1fr 1fr;
  }
}

@media(max-width:760px){
  .msw-main{
    padding:.8rem 0 1.5rem;
  }
  .msw-wrap{
    width:min(100% - 20px,1180px);
  }
  .member-actions-simple,
  .member-continue-grid,
  .decision-simple-grid{
    grid-template-columns:1fr;
  }
  .member-action-simple{
    min-height:0;
  }
  .member-action-go{
    margin-top:.75rem;
  }
  .member-continue-card{
    min-height:0;
  }
  .msw-hero{
    padding:.35rem 0 .8rem;
  }
  .msw-hero h1{
    font-size:1.65rem;
  }
  .msw-section{
    margin-top:.6rem;
    padding:.82rem;
    border-radius:11px;
  }
}

@media(max-width:430px){
  .member-welcome h1{
    font-size:1.8rem;
  }
}


/* ==========================================================
   16 Aug 2026 — Decide expansion
   ========================================================== */

.decision-group{
  margin-top:.85rem;
  padding:1rem;
  border:1px solid var(--line);
  border-radius:14px;
  background:#fff;
}
.decision-group-head{
  margin-bottom:.75rem;
}
.decision-group-head > span{
  color:var(--green);
  font:700 .61rem/1 'Poppins',system-ui,sans-serif;
  text-transform:uppercase;
  letter-spacing:.1em;
}
.decision-group-head h2{
  margin:.4rem 0 0;
  color:#26372F;
  font:700 1.08rem/1.3 'Poppins',system-ui,sans-serif;
}
.decision-module-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:.65rem;
}
.decision-module-card{
  position:relative;
  min-height:190px;
  display:flex;
  flex-direction:column;
  padding:.9rem;
  border:1px solid #E0E8E4;
  border-radius:12px;
  background:linear-gradient(145deg,#F8FBF9 0%,#fff 84%);
  color:inherit;
  text-decoration:none;
  transition:transform .15s ease,border-color .15s ease,box-shadow .15s ease;
}
.decision-module-card:hover{
  transform:translateY(-2px);
  border-color:#BCD2C7;
  box-shadow:var(--shadow);
}
.decision-module-no{
  color:#9BA8A1;
  font:700 .56rem/1 'Poppins',system-ui,sans-serif;
}
.decision-module-card h3{
  margin:.7rem 0 0;
  color:#273831;
  font:700 .97rem/1.3 'Poppins',system-ui,sans-serif;
}
.decision-module-card p{
  margin:.38rem 0 0;
  color:#68766F;
  font-size:.75rem;
  line-height:1.5;
}
.decision-module-card > span:last-child{
  margin-top:auto;
  padding-top:.75rem;
  color:var(--green);
  font:700 .62rem/1.2 'Poppins',system-ui,sans-serif;
}
.decision-next-note{
  margin-top:.85rem;
}

/* Qualitative output — directional, not recommendation */
.decision-picture-wrap{
  margin-bottom:.75rem;
  padding:.85rem .95rem;
  border:1px solid #DEE7E2;
  border-radius:12px;
  background:#FAFCFB;
}
.decision-picture-label{
  display:block;
  margin-bottom:.35rem;
  color:#738078;
  font:700 .58rem/1 'Poppins',system-ui,sans-serif;
  text-transform:uppercase;
  letter-spacing:.09em;
}
.decision-picture{
  display:inline-flex;
  align-items:center;
  min-height:30px;
  padding:.36rem .62rem;
  border-radius:999px;
  background:#FFF1D6;
  color:#835B12;
  font:700 .72rem/1 'Poppins',system-ui,sans-serif;
}
.decision-picture.good{
  background:#E5F3EB;
  color:#175A43;
}
.decision-picture.review{
  background:#FFF1D6;
  color:#835B12;
}
.decision-picture.tight{
  background:#FCE7E2;
  color:#8D3928;
}
.decision-picture-wrap p{
  margin:.4rem 0 0;
  color:#65736C;
  font-size:.78rem;
  line-height:1.5;
}

@media(max-width:980px){
  .decision-module-grid{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
}
@media(max-width:650px){
  .decision-group{
    padding:.8rem;
    border-radius:11px;
  }
  .decision-module-grid{
    grid-template-columns:1fr;
  }
  .decision-module-card{
    min-height:0;
  }
}


/* ==========================================================
   16 Aug 2026 — Decide landing page boxed layout
   ========================================================== */

.decide-overview-box{
  margin-top:.75rem;
  padding:1rem 1.05rem;
  border:1px solid #DDE7E2;
  border-radius:14px;
  background:linear-gradient(135deg,#F4F9F6 0%, #FFF8EC 100%);
}
.decide-overview-tag{
  display:inline-flex;
  align-items:center;
  min-height:26px;
  padding:.24rem .5rem;
  border-radius:999px;
  background:#FFFFFFCC;
  color:var(--green);
  font:700 .58rem/1 'Poppins',system-ui,sans-serif;
  text-transform:uppercase;
  letter-spacing:.09em;
}
.decide-overview-copy h2{
  margin:.55rem 0 0;
  color:#26372F;
  font:700 1.2rem/1.25 'Poppins',system-ui,sans-serif;
}
.decide-overview-copy p{
  margin:.4rem 0 0;
  color:#62716A;
  font-size:.82rem;
  line-height:1.58;
  max-width:72ch;
}

.decide-section-box{
  margin-top:.8rem;
  padding:1rem;
  border:1px solid #E1E8E4;
  border-radius:14px;
  background:#FFFFFF;
}
.decide-section-head{
  margin-bottom:.8rem;
}
.decide-section-kicker{
  display:inline-flex;
  color:var(--green);
  font:700 .6rem/1 'Poppins',system-ui,sans-serif;
  text-transform:uppercase;
  letter-spacing:.1em;
}
.decide-section-head h2{
  margin:.45rem 0 0;
  color:#26372F;
  font:700 1.08rem/1.3 'Poppins',system-ui,sans-serif;
}
.decide-section-head p{
  margin:.28rem 0 0;
  color:#68766F;
  font-size:.78rem;
  line-height:1.5;
}

.decide-card-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:.68rem;
}
.decide-card-box{
  min-height:200px;
  display:flex;
  flex-direction:column;
  padding:.95rem;
  border:1px solid #DFE8E3;
  border-radius:13px;
  background:linear-gradient(145deg,#FAFCFB 0%, #FFFFFF 85%);
  color:inherit;
  text-decoration:none;
  transition:transform .15s ease,border-color .15s ease,box-shadow .15s ease;
}
.decide-card-box:hover{
  transform:translateY(-2px);
  border-color:#BFD3C8;
  box-shadow:0 10px 24px rgba(14,61,44,.06);
}
.decide-card-number{
  color:#95A39C;
  font:700 .57rem/1 'Poppins',system-ui,sans-serif;
}
.decide-card-box h3{
  margin:.72rem 0 0;
  color:#25362F;
  font:700 .98rem/1.3 'Poppins',system-ui,sans-serif;
}
.decide-card-box p{
  margin:.38rem 0 0;
  color:#69776F;
  font-size:.75rem;
  line-height:1.52;
}
.decide-card-link{
  margin-top:auto;
  padding-top:.82rem;
  color:var(--green);
  font:700 .63rem/1.2 'Poppins',system-ui,sans-serif;
}

.decide-next-box{
  margin-top:.85rem;
  padding:.9rem 1rem;
  border:1px dashed #D7E1DC;
  border-radius:12px;
  background:#FAFBFA;
}
.decide-next-box strong{
  color:#34463E;
  font:700 .8rem/1.3 'Poppins',system-ui,sans-serif;
}
.decide-next-box p{
  margin:.22rem 0 0;
  color:#718079;
  font-size:.76rem;
  line-height:1.5;
}

@media(max-width:980px){
  .decide-card-grid{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
}
@media(max-width:650px){
  .decide-overview-box,
  .decide-section-box{
    padding:.82rem;
    border-radius:12px;
  }
  .decide-card-grid{
    grid-template-columns:1fr;
    gap:.55rem;
  }
  .decide-card-box{
    min-height:0;
  }
}


/* ==========================================================
   17 Aug 2026 — professional guest login experience
   ========================================================== */

.msw-login-main{
  display:flex;
  align-items:center;
  padding:clamp(1.6rem,4vw,3.4rem) 0;
  background:
    radial-gradient(circle at 12% 18%,rgba(27,122,90,.055),transparent 28%),
    radial-gradient(circle at 88% 82%,rgba(245,166,35,.06),transparent 25%),
    #FFFCF6;
}

.msw-login-frame{
  width:min(100%,1040px);
  min-height:610px;
  margin:0 auto;
  display:grid;
  grid-template-columns:minmax(0,.9fr) minmax(420px,1.1fr);
  overflow:hidden;
  border:1px solid #D8E3DD;
  border-radius:22px;
  background:#fff;
  box-shadow:
    0 28px 70px rgba(21,58,44,.09),
    0 3px 10px rgba(21,58,44,.035);
}

.msw-login-story{
  position:relative;
  overflow:hidden;
  display:flex;
  align-items:center;
  padding:clamp(2.1rem,4vw,3.3rem);
  background:
    radial-gradient(circle at 85% 12%,rgba(245,166,35,.20),transparent 22%),
    linear-gradient(145deg,#103E30 0%,#176149 55%,#1B7A5A 100%);
  color:#fff;
}

.msw-login-story::before{
  content:"";
  position:absolute;
  width:250px;
  height:250px;
  left:-115px;
  bottom:-110px;
  border:1px solid rgba(255,255,255,.10);
  border-radius:50%;
}

.msw-login-story::after{
  content:"";
  position:absolute;
  width:170px;
  height:170px;
  right:-75px;
  top:-70px;
  border:1px solid rgba(255,255,255,.10);
  border-radius:50%;
}

.msw-login-story-inner{
  position:relative;
  z-index:2;
  width:100%;
}

.msw-login-eyebrow{
  margin:0;
  color:#E2A93D;
  font:700 .67rem/1.2 'Poppins',sans-serif;
  letter-spacing:.14em;
  text-transform:uppercase;
}

.msw-login-story h1{
  margin:.65rem 0 0;
  color:#fff;
  font:700 clamp(2.2rem,4vw,3.6rem)/.99 'Poppins',sans-serif;
  letter-spacing:-.045em;
}

.msw-login-story h1 span{
  color:#F5C76D;
}

.msw-login-story-copy{
  max-width:38ch;
  margin:1rem 0 0;
  color:#DDEBE5;
  font-size:.94rem;
  line-height:1.62;
}

.msw-login-feature-grid{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:.65rem;
  margin-top:1.65rem;
}

.msw-login-feature{
  min-height:96px;
  padding:.8rem;
  border:1px solid rgba(255,255,255,.12);
  border-radius:12px;
  background:rgba(255,255,255,.075);
  backdrop-filter:blur(5px);
}

.msw-login-feature strong{
  display:block;
  color:#fff;
  font:700 .77rem/1.2 'Poppins',sans-serif;
}

.msw-login-feature span{
  display:block;
  margin-top:.28rem;
  color:#D1E2DB;
  font-size:.72rem;
  line-height:1.45;
}

.msw-login-reassurance{
  margin:1.25rem 0 0;
  color:#BFD6CC;
  font:500 .7rem/1.4 'Poppins',sans-serif;
}

.msw-login-watermark{
  position:absolute;
  right:-18px;
  bottom:-82px;
  color:rgba(255,255,255,.05);
  font:700 18rem/1 'Poppins',sans-serif;
  pointer-events:none;
  user-select:none;
}

.msw-login-panel{
  display:flex;
  align-items:center;
  padding:clamp(2rem,5vw,4.2rem);
  background:#fff;
}

.msw-login-panel-inner{
  width:100%;
  max-width:440px;
  margin:0 auto;
}

.msw-login-panel h2{
  margin:.6rem 0 0;
  color:#113E30;
  font:700 clamp(1.65rem,2.8vw,2.15rem)/1.14 'Poppins',sans-serif;
  letter-spacing:-.035em;
}

.msw-login-subtitle{
  margin:.48rem 0 1.4rem;
  color:#69776F;
  font-size:.9rem;
  line-height:1.55;
}

.msw-login-form{
  gap:1rem;
}

.msw-login-form .field label{
  display:block;
  margin-bottom:.42rem;
  color:#33493F;
  font:600 .76rem/1.25 'Poppins',sans-serif;
}

.msw-login-form .field input{
  width:100%;
  min-height:49px;
  padding:.72rem .82rem;
  border:1px solid #CFDAD5;
  border-radius:10px;
  outline:none;
  background:#FBFCFB;
  color:#1E2D27;
  font:500 .85rem/1.3 'Poppins',sans-serif;
  transition:border-color .16s ease,box-shadow .16s ease,background .16s ease;
}

.msw-login-form .field input:hover{
  border-color:#B5C8BE;
}

.msw-login-form .field input:focus{
  border-color:#1B7A5A;
  background:#fff;
  box-shadow:0 0 0 3px rgba(27,122,90,.10);
}

/* Keep Chrome autofill from turning the inputs blue. */
.msw-login-form input:-webkit-autofill,
.msw-login-form input:-webkit-autofill:hover,
.msw-login-form input:-webkit-autofill:focus{
  -webkit-text-fill-color:#1E2D27;
  -webkit-box-shadow:0 0 0 1000px #FBFCFB inset;
  box-shadow:0 0 0 1000px #FBFCFB inset;
  transition:background-color 9999s ease-out 0s;
}

.msw-login-label-row{
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:.8rem;
  margin-bottom:.42rem;
}

.msw-login-label-row label{
  margin-bottom:0!important;
}

.msw-login-label-row a{
  color:#567067;
  font:600 .68rem/1.2 'Poppins',sans-serif;
  text-decoration:none;
}

.msw-login-label-row a:hover{
  color:#1B7A5A;
  text-decoration:underline;
}

.msw-login-form .msw-password-control input{
  padding-right:3.2rem;
}

.msw-login-form .msw-password-toggle{
  right:.42rem;
  color:#66776F;
}

.msw-login-submit{
  width:100%;
  min-height:48px;
  justify-content:space-between;
  margin-top:.1rem;
  padding:.72rem .95rem;
  border-radius:10px;
  box-shadow:0 8px 18px rgba(27,122,90,.14);
}

.msw-login-submit:hover{
  background:#0E5A41;
  border-color:#0E5A41;
}

.msw-login-register{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:.35rem;
  margin-top:1.25rem;
  padding-top:1rem;
  border-top:1px solid #E8ECE9;
  color:#728078;
  font:500 .72rem/1.4 'Poppins',sans-serif;
}

.msw-login-register a{
  color:#1B7A5A;
  font-weight:700;
  text-decoration:none;
}

.msw-login-register a:hover{
  text-decoration:underline;
}

.msw-login-note{
  max-width:52ch;
  margin:1.3rem auto 0;
  color:#929C97;
  text-align:center;
  font-size:.67rem;
  line-height:1.5;
}

.msw-login-panel .notice{
  margin:0 0 1rem;
}

@media(max-width:900px){
  .msw-login-frame{
    grid-template-columns:minmax(0,.8fr) minmax(390px,1.2fr);
  }
  .msw-login-story{
    padding:2rem;
  }
  .msw-login-feature-grid{
    grid-template-columns:1fr;
  }
  .msw-login-feature{
    min-height:0;
  }
}

@media(max-width:720px){
  .msw-login-main{
    align-items:flex-start;
    padding:1rem 0 1.5rem;
  }
  .msw-login-frame{
    min-height:0;
    grid-template-columns:1fr;
    border-radius:15px;
  }
  .msw-login-story{
    padding:1.35rem;
  }
  .msw-login-story h1{
    font-size:2rem;
  }
  .msw-login-story-copy{
    margin-top:.6rem;
    font-size:.84rem;
  }
  .msw-login-feature-grid{
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:.45rem;
    margin-top:1rem;
  }
  .msw-login-feature{
    padding:.65rem;
  }
  .msw-login-reassurance{
    margin-top:.8rem;
  }
  .msw-login-watermark{
    display:none;
  }
  .msw-login-panel{
    padding:1.35rem;
  }
  .msw-login-panel h2{
    font-size:1.5rem;
  }
  .msw-login-subtitle{
    margin-bottom:1.05rem;
  }
}

@media(max-width:420px){
  .msw-login-feature-grid{
    grid-template-columns:1fr;
  }
  .msw-login-feature:nth-child(n+3){
    display:none;
  }
  .msw-login-register{
    flex-wrap:wrap;
  }
}

/* ==========================================================
   MONEYSASTRA DEFINITIVE HEADER GRID — 19 AUG 2026
   Viewport-anchored so page wrappers cannot move the header.
   ========================================================== */

@media (min-width:881px){

  html body header.site > .wrap.bar,
  html body .msw-header > .msw-shell-wrap.msw-head{
    box-sizing:border-box !important;

    /* Do not inherit the page's .wrap/.msw-shell-wrap geometry */
    max-width:none !important;
    width:min(1380px, calc(100vw - 64px)) !important;

    /* Centre against the VIEWPORT, not the page/content wrapper */
    position:relative !important;
    left:50% !important;
    transform:translateX(-50%) !important;

    margin-left:0 !important;
    margin-right:0 !important;
    padding:.8rem 0 !important;

    display:flex !important;
    align-items:center !important;
    justify-content:flex-start !important;
    gap:1rem !important;
  }

  /* Exact same brand geometry */
  html body header.site > .wrap.bar > .brand,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-logo-brand{
    display:flex !important;
    align-items:center !important;
    flex:0 0 auto !important;
    gap:.6rem !important;
    margin:0 !important;
    padding:0 !important;
    text-decoration:none !important;
  }

  html body header.site > .wrap.bar > .brand > svg,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-logo-brand > svg{
    display:block !important;
    width:31px !important;
    height:auto !important;
    flex:0 0 31px !important;
    margin:0 !important;
  }

  html body header.site > .wrap.bar > .brand > b,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-logo-brand > .msw-logo-wordmark{
    margin:0 !important;
    padding:0 !important;
    font-family:'Poppins',system-ui,sans-serif !important;
    font-size:1.36rem !important;
    font-weight:700 !important;
    line-height:1 !important;
    letter-spacing:-.01em !important;
    white-space:nowrap !important;
  }

  /* Exact same navigation anchoring */
  html body header.site > .wrap.bar > #public-main-nav,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-nav{
    margin-left:auto !important;
    margin-right:0 !important;
    padding:0 !important;
    display:flex !important;
    align-items:center !important;
    justify-content:flex-end !important;
    gap:1.5rem !important;
  }

  html body header.site > .wrap.bar > #public-main-nav > a,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-nav > a{
    margin:0 !important;
    font-family:'Poppins',system-ui,sans-serif !important;
    font-size:.9rem !important;
    font-weight:500 !important;
    line-height:1.2 !important;
    white-space:nowrap !important;
  }

  /* Same My MoneySastra button box */
  html body header.site > .wrap.bar > #public-main-nav > .nav-cta,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-nav > .guest-cta{
    padding:.5rem 1rem !important;
    border-radius:999px !important;
    font-weight:700 !important;
  }
}

@media (max-width:880px){

  html body header.site > .wrap.bar,
  html body .msw-header > .msw-shell-wrap.msw-head{
    box-sizing:border-box !important;
    max-width:none !important;
    width:calc(100vw - 24px) !important;

    position:relative !important;
    left:50% !important;
    transform:translateX(-50%) !important;

    margin-left:0 !important;
    margin-right:0 !important;
    padding:.72rem 0 !important;
  }
}

/* ========================================================== */


/* ============================================================
   MONEYSASTRA PRECISION HEADER LOCK — 19 AUG 2026
   ============================================================ */

@media (min-width:881px){

  html{
    scrollbar-gutter:stable;
  }

  /*
   * Do not let page-level .wrap or .msw-shell-wrap widths determine
   * the physical header coordinates.
   */
  html body header.site > .wrap.bar,
  html body .msw-header > .msw-shell-wrap.msw-head{
    position:relative !important;
    left:auto !important;
    right:auto !important;
    transform:none !important;

    width:100% !important;
    max-width:none !important;
    min-height:70px !important;

    margin:0 !important;
    padding:0 !important;

    display:block !important;
    box-sizing:border-box !important;
  }

  /*
   * SAME LEFT EDGE on every page.
   * 32px minimum viewport inset.
   * On wide screens, aligns to a centred 1380px design grid.
   */
  html body header.site > .wrap.bar > .brand,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-logo-brand{
    position:absolute !important;
    left:max(32px, calc((100% - 1380px) / 2)) !important;
    top:50% !important;
    transform:translateY(-50%) !important;

    display:flex !important;
    align-items:center !important;
    gap:.6rem !important;

    margin:0 !important;
    padding:0 !important;
    white-space:nowrap !important;
  }

  /*
   * SAME RIGHT EDGE on every page.
   */
  html body header.site > .wrap.bar > #public-main-nav,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-nav{
    position:absolute !important;
    right:max(32px, calc((100% - 1380px) / 2)) !important;
    left:auto !important;
    top:50% !important;
    transform:translateY(-50%) !important;

    display:flex !important;
    align-items:center !important;
    justify-content:flex-end !important;
    gap:24px !important;

    margin:0 !important;
    padding:0 !important;
    width:auto !important;
    max-width:none !important;
  }

  /* Exact same navigation typography */
  html body header.site > .wrap.bar > #public-main-nav > a,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-nav > a{
    margin:0 !important;
    padding:0 !important;

    font-family:'Poppins',system-ui,sans-serif !important;
    font-size:14px !important;
    font-weight:500 !important;
    line-height:1.2 !important;

    white-space:nowrap !important;
  }

  /*
   * Exact CTA box geometry.
   * Public header: .nav-cta
   * account/legal header: .guest-cta
   */
  html body header.site > .wrap.bar > #public-main-nav > a.nav-cta,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-nav > a.guest-cta{
    padding:12px 18px !important;
    border-radius:999px !important;

    font-size:14px !important;
    font-weight:700 !important;
    line-height:1 !important;
  }

  /* Keep logo geometry consistent too */
  html body header.site > .wrap.bar > .brand > svg,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-logo-brand > svg{
    width:31px !important;
    height:auto !important;
    flex:0 0 31px !important;
  }

  html body header.site > .wrap.bar > .brand > b,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-logo-brand > .msw-logo-wordmark{
    font-family:'Poppins',system-ui,sans-serif !important;
    font-size:22px !important;
    font-weight:700 !important;
    line-height:1 !important;
    white-space:nowrap !important;
  }
}

/* On mobile, release the absolute desktop lock and preserve the site's
   normal compact responsive header. */
@media (max-width:880px){

  html body header.site > .wrap.bar,
  html body .msw-header > .msw-shell-wrap.msw-head{
    position:relative !important;
    left:auto !important;
    right:auto !important;
    transform:none !important;
  }

  html body header.site > .wrap.bar > .brand,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-logo-brand,
  html body header.site > .wrap.bar > #public-main-nav,
  html body .msw-header > .msw-shell-wrap.msw-head > .msw-nav{
    position:static !important;
    transform:none !important;
  }
}

/* ============================================================ */


/* MoneySastra — comfortable Log out button */
.msw-header .msw-nav .msw-logout-btn{
  display:inline-flex !important;
  align-items:center !important;
  justify-content:center !important;
  min-width:76px !important;
  min-height:38px !important;
  padding:.58rem 1rem !important;
  border-radius:999px !important;
  line-height:1 !important;
  white-space:nowrap !important;
}

/* MoneySastra — Login mobile: all four workspace features */
@media(max-width:700px){

  .msw-login-story{
    height:auto !important;
    min-height:0 !important;
    max-height:none !important;
    overflow:hidden !important;
  }

  .msw-login-story-inner{
    height:auto !important;
    min-height:0 !important;
    max-height:none !important;
    overflow:visible !important;
  }

  .msw-login-feature-grid{
    display:grid !important;
    grid-template-columns:repeat(2,minmax(0,1fr)) !important;
    gap:.48rem !important;
    height:auto !important;
    min-height:0 !important;
    max-height:none !important;
    overflow:visible !important;
  }

  .msw-login-feature{
    display:block !important;
    visibility:visible !important;
    opacity:1 !important;
    min-width:0 !important;
    min-height:0 !important;
    height:auto !important;
    max-height:none !important;
    padding:.68rem .7rem !important;
  }

  .msw-login-feature:nth-child(3),
  .msw-login-feature:nth-child(4){
    display:block !important;
    visibility:visible !important;
    opacity:1 !important;
  }

  .msw-login-feature strong{
    display:block !important;
    margin-bottom:.18rem !important;
  }

  .msw-login-feature span{
    display:block !important;
    font-size:.68rem !important;
    line-height:1.4 !important;
  }
}

@media(max-width:360px){
  .msw-login-feature-grid{
    grid-template-columns:1fr !important;
  }
}