Disclaimer

MoneySastra is a financial-literacy and general-information platform. Its purpose is to help people understand money concepts, organise information and ask better questions before making financial decisions.

General information, not personal advice

Content on MoneySastra is general in nature and is not personal investment, tax, legal, accounting, insurance, lending or other professional advice. It is not based on a complete review of your individual circumstances.

No product recommendation or solicitation

MoneySastra does not recommend that you buy, sell or choose a particular investment, insurance policy, loan, lender, financial product or service merely because it is discussed or illustrated on the website.

Calculators, Money Check and Decision Sheets

Calculators, Money Check results and Decision Sheets are educational aids. Their outputs depend on the numbers, assumptions and choices entered. They are not forecasts, guarantees, eligibility decisions or instructions to proceed with or avoid a transaction.

Where a Decision Sheet describes a situation as “Looks manageable”, “Needs a closer look” or “Financially stretched”, that wording is only a structured reading of the information entered. It is not a recommendation or professional opinion on what you should do.

Rules, rates and information can change

Tax rules, regulations, government schemes, product terms, interest rates, insurance terms and other financial information may change. Before acting on something that depends on current law, regulation, rates, deadlines or product conditions, check the latest official information and the documents applicable to you.

Updates and Scam Watch

MoneySastra Updates and Scam Watch are intended to improve awareness. They are not an exhaustive record of regulatory changes, frauds or risks. For an important matter, verify the position with the relevant official authority or institution.

External sources and links

MoneySastra may refer or link to government, regulatory, financial-institution or other external websites for additional information. External content is controlled by its respective publisher, and a link does not by itself amount to an endorsement of a product or service.

Your decisions

You remain responsible for decisions made using MoneySastra. Where a decision is significant, complex or depends on your personal tax, legal, investment, insurance or financial position, consider obtaining advice from an appropriately qualified professional who can review your circumstances.