Practical financial literacy for everyday life in India
Money made simpler.
Understand everyday money, check where you stand, and take practical next steps — without jargon or information overload.
Learn
Start with where you are in life.
Choose the stage closest to you today. There is no fixed path — move between stages and topics whenever you need.
Student years
Money basics before regular earning begins.
See lessons → 02First job
Salary, saving, tax, credit and protection basics.
See lessons → 03Marriage & home
Shared money, major goals and home decisions.
See lessons → 04Young family
Protection, children, cash flow and growing goals.
See lessons → 05Peak earning
Investing, tax, debt and long-term priorities.
See lessons → 06Nearing retirement
Strengthen retirement readiness before income changes.
See lessons → 07Retirement
Income, safety, estate readiness and simpler money.
See lessons →Money Tools
Calculate before you decide.
Choose what you want to work out. All MoneySastra tools are simple, browser-based and open directly from here.
Everyday money & protection
Cash flow, emergency readiness, purchasing power and family protection.
Loans & big purchases
Look beyond the EMI before taking on a large financial commitment.
Saving & investing
Simple illustrations for regular investing, one-time investing and deposits.
Goals & retirement
Turn future plans into clearer rupee targets.
No login is required for these public tools. MoneySastra does not ask for PAN, bank login, account numbers or payment information.
My MoneySastra
Your personal money workspace.
Come back to the things that matter to you — without turning MoneySastra into another complicated dashboard.