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Student years
Learn good money habits before you start earning.
You may not be earning yet, which makes this the best time to learn. A small mistake now may cost a few hundred rupees, but the same mistake later can cost lakhs.
7 of 7 lessons published
What is money and why does it matter?
Money is not wealth — it is the value of your work and future options. The idea the entire site rests on.
02Your first bank account: what you should know
How the bank earns from your account through the spread, fees and idle balances — and how to pay less.
03Use UPI safely and avoid scams
The one rule that stops most UPI scams, and exactly what to do in the first hour if you are caught.
04How to manage money on a stipend
A three-bucket budget simple enough to keep, and what small daily leaks really cost.
05Why starting early makes a big difference
Why starting at 18 beats starting at 28 by crores — and why the saver who quits early still wins.
06Student money traps: loan apps, BNPL and betting
How predatory loan apps, BNPL and betting target students — and the one check that protects you.
07Education loan: what to check before signing
Why servicing interest during the moratorium can save ₹12 lakh, and how 80E lowers the real cost.