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Goal Planner
Turn today’s goal cost into a future monthly plan.
Start with what the goal costs today. MoneySastra first adjusts that cost for inflation, then estimates the monthly amount needed after considering money already set aside.
Two assumptions drive the answer
Inflation changes the future cost. Investment return changes how much your savings may grow. Both are assumptions—not promises.
Enter today’s goal cost, time, inflation and return assumptions. You can refine the plan with existing savings afterward.
Estimated monthly amount required
What this means
Estimated future goal cost
Existing savings at assumed growth
Monthly amount required
Total amount you contribute
Estimated growth component
At your optional monthly capacity
The calculation assumes constant inflation, a constant monthly contribution and a constant investment return. Real-life costs and returns will vary.
Why start with today’s cost?
A goal that costs ₹20 lakh today may cost substantially more years later. Starting with today’s price makes the inflation assumption visible instead of asking you to guess the future rupee amount yourself.
Illustration only—not an investment recommendation or return forecast. SEBI’s own goal and SIP calculators also treat return inputs as assumptions. SEBI Goal SIP Calculator ↗