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Retirement
Plan for regular income after salary stops.
Your retirement savings must now give you monthly income for 25 years or more. At the same time, rising prices will reduce what that income can buy.
6 of 6 lessons published
Get monthly income from retirement savings
SCSS and guaranteed schemes for the basic level, a systematic withdrawal for growth, and annuities for part.
02Tax benefits and rules for senior citizens
Higher exemption, the interest-income deduction, medical benefits and filing relief — and why the regime choice matters more now.
03How inflation affects 25 years of retirement
Why inflation, not a crash, is the slow danger — how a fixed income loses most of its value by 80.
04Expenses health insurance may not cover
The gaps even a good policy leaves — co-payments, outpatient costs, and above all long-term care.
05Common frauds targeting senior citizens
Digital arrest, KYC and UPI fraud, fake emergencies — and the one rule that defeats them all.
06How to pass on your assets clearly
Passing on what you built clearly and fairly, why the conversation matters more than paperwork, and knowledge as legacy.