Marriage & home

Talk about money early, before it becomes a problem.

Two people, one financial life, and usually two very different sets of money habits learned from two different families. The arithmetic here is easy. The conversations are not.

7 of 7 lessons published

Money matters to discuss before marriage

What to put on the table before marriage — debt, family responsibilities, instincts and goals.

Joint account, separate accounts, or both

Why the three-pot structure works, and why proportional beats equal when funding it.

Plan a wedding without taking debt

What a wedding loan really costs in interest and growth you miss — and why the guest count is the main factor.

After marriage: which insurance policies should you keep?

Floater versus individual health cover, why not to lean on employer cover, and the life-cover change marriage brings.

When should a married person buy term insurance?

Marriage is when term cover becomes essential — the marriage-specific reason, linking the full method.

After marriage: rent or buy a home?

Why the pressure to buy right after marriage deserves a careful calculation — with the full comparison linked.

A nominee is not the same as a legal heir

Updating nominations after marriage is not enough — a nominee receives but does not necessarily inherit.

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