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Young family
The most cash-strapped decade. Survive it without derailing the long term.
A child, a home loan and ageing parents often arrive within the same few years. Everything competes for the same rupee, and the long term is the easiest thing to sacrifice.
6 of 7 sessions published
What a child actually costs, year by year
SoonThe home loan, decoded
How tenure and rate really work — and the silent tenure extension when rates rise.
03Prepay the loan or invest the surplus?
The break-even is your loan rate — and why that is not the end of the argument.
04Sizing term cover properly
Why a needs calculation gives ₹2 crore where the ten-times rule says ₹1.2 crore.
05Family floater and super top-up
Why one floater can run dry, and the plain-versus-super top-up difference that decides your claim.
06The education corpus, started fifteen years early
Why a ₹25 lakh degree becomes ₹1 crore, and how starting early cuts the monthly cost sixfold.
07Will, guardianship and nominations
Why a nominee is only a trustee, and why guardianship is the real reason to write a will.